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Jeff’s BEST Banana Cake Recipe is a moist and tender banana cake with a creamy, sweet, and buttery cream cheese frosting. Some say it is the best banana cake in the world! This moist banana cake with cream cheese frosting is baked in a 9×13 pan and is always a hit!

The Best Banana Cake.
The Banana Cake That Stopped Me in My Tracks (Thanks to “Chef Jeff”)
I take my baking pretty darn seriously. If a cake or cookie doesn’t hit top-tier status, it doesn’t make the cut…period. My standards are high, my taste testers are honest, and my mixer gets a workout. So when I say this banana cake with cream cheese frosting is one of the most crowd-pleasing, melt-in-your-mouth cakes I’ve ever made, I’m not exaggerating.
Now, let me introduce you to my older brother, Jeff — or as he was once known in high school, Chef Jeff. And yes, he earned that title fair and square.

To know Jeff is to love him. The man has a heart of gold and a soft spot for making people happy — usually through baked goods. Ever since his high school days, he’s been baking treats for his friends, teachers, neighbors… basically anyone within reach of his mixing bowl. Honestly, I could write an entire blog post just listing all the ways he helps others, but for now, I’ll keep it short and sweet.
Every Sunday at church, Jeff works with the youth — teenagers between 12 and 18. He had the brilliant idea to bribe them into paying attention to his lessons by bringing homemade treats. Every. Single. Week. No store-bought shortcuts. No delegating the baking to his wife. Just Jeff, in his kitchen, whipping up something amazing for his group of teenagers.

During a recent visit to San Antonio, Jeff casually let it slip that he had a secret banana cake recipe — one that he’s been making for years and had never shared. Not even with me. His only sister. The nerve, right? 🙂
Thankfully, Jeff really is as kind as he seems. Once I asked, he handed over the recipe without hesitation, along with stories of how people have literally tracked him down to get it. It’s that good. He told me it’s one of his all-time favorite cakes and that it never fails to impress.

I’ll admit, I was skeptical. Could it really live up to the hype?
So I waited patiently for my bananas to hit peak ripeness — those perfectly speckled, heavily freckled bananas that are soft to the touch and loaded with flavor. Then I made the cake.
Oh. My. Word. I wish there had been a camera on me when I took that first bite. My eyes went wide, my jaw dropped, and I may have made some very dramatic noises.

This cake is a showstopper. It’s insanely moist but still fluffy and tender. It just melts in your mouth. And the cream cheese frosting? Smooth, buttery, and rich without being overpowering.
It really is that good. And then some.
Banana Cake Ingredients:
Here’s what you need to make a homemade banana cake in a 9 x 13 pan…

BANANA CAKE INGREDIENTS:
- Ripe Bananas: Provide moisture, sweetness, and flavor. Use ripe, spotty or brown-speckled bananas, which are ideal for maximum sweetness.
- Butter: If using salted butter, reduce the salt by 1/4 teaspoon.
- Granulated Sugar and Brown Sugar: White granulated sugar provides sweetness while brown sugar adds moisture and caramel notes.
- Eggs: Binds ingredients together and adds moisture.
- Vanilla Extract: I suggest using pure vanilla extract for the best and purest vanilla flavor.
- Buttermilk: Adds tang, tenderizes the cake, and reacts with the baking soda to help the cake to rise.
- Lemon Juice: A dash of lemon juice prevents browning and brightens the banana flavor without making it too tangy.
- All-Purpose Flour: You can use all-purpose or cake flour in this banana cake recipe. Cake flour makes a more tender texture.
- Baking Powder and Baking Soda: These leavening agents react with the acid in the buttermilk to help the cake to rise.
- Salt: Balances out the sweetness of the cake.
CREAM CHEESE FROSTING INGREDIENTS:
- Butter
- Cream Cheese
- Powdered Sugar
- Vanilla Extract or Vanilla Bean Paste
Banana Cake Mix-in Ideas:
Many bakers add walnuts, pecans, chocolate chips, or cinnamon chips to add texture and flavor. Fold them gently into the batter.

How to make the Best Banana Cake:
- Preheat oven to 275 degrees. The cake is going to cook low and slow!
- In a large mixing bowl, cream butter, sugar, and brown sugar for 5 minutes or until light and fluffy. This helps to whip air into the batter.
- Add eggs one at a time, mixing in between. Stir in vanilla.

- In small bowl, mash bananas with lemon juice.
- Add bananas to bowl and mix well. Stir in buttermilk.
- Add flour, baking soda, baking powder, and salt. Pour into greased 9 x 13 pan.

- Bake for 70-75 minutes or until baked in the middle. Test the center of the cake with a toothpick or cake tester.
- Place in freezer for 45 minutes – 1 hour to keep moist (put oven mitts underneath pan).

- Cream butter and cream cheese for 3-4 minutes or until light and fluffy. Add powdered sugar and vanilla and mix together.
- Spread all over the cake. Place covered in the refrigerator until ready to serve and cut into bars.

This best banana cake is made in a 9 x 13 pan. I am such a huge fan of my USA 9×13 pans.
Another huge key tip to making Jeff’s BEST Banana Cake in the freezer as soon as you pull it out of the oven. It may sound crazy but it helps to keep it moist.
So if you can, clear out a space in your freezer for a 9 x 13 pan and place it in there for one hour. Place oven mitts underneath the pan. Remove it from the freezer and frost it with the ultimate cream cheese frosting.

Frequently Asked Questions:
Can I use three 8-inch or two 9-inch cake pans instead of a 9×13 pan?
Yes! Since the cake layers will be thinner, you will need to bake them for a reduced time. I suggest about 35-40 minutes.
Why do I place the banana cake in the freezer?
It helps to lock in moisture and keep the cake tender and moist. It also helps when frosting the cake so keep the frosting from sticking to the cake.
Should I refrigerate the cake?
Yes! Since this cake calls for cream cheese frosting, it is important to refrigerate the cake, completely covered.
Can I freeze the frosted banana cake?
Absolutely! This cake freezes beautifully. You can freeze it with or without frosting.

Popular Cake Recipes:
Got Ripe Bananas? Here are some popular Banana Recipes:

This is what I know. I will never, ever, ever make another banana cake recipe. This is perfection right here. Thank you, Jeff, for sharing your favorite best banana cake recipe and for being such a good human. I am so lucky to be blessed with 5 incredible brothers.
Happy Baking, my friends!

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Jeff’s BEST Banana Cake Recipe
Ingredients
Banana Cake:
- 3/4 cup Butter softened
- 1 3/4 cup Sugar
- 1/2 cup Brown Sugar
- 3 Eggs
- 2 teaspoons Vanilla
- 3 Ripe Bananas mashed
- 2 teaspoons Fresh Lemon Juice
- 1 1/2 cups Buttermilk
- 3 cups Flour
- 1 teaspoon Baking Soda
- 3/4 teaspoon Baking Powder
- 1/2 teaspoon Salt
Cream Cheese Frosting:
- 1/2 cup Butter softened
- (1) 8-oz. pkg. Cream Cheese softened
- 3 cups Powdered Sugar
- 2 teaspoons Vanilla or Vanilla Beans
Instructions
- Preheat oven to 275 degrees.
- In a large mixing bowl, cream butter, sugar, and brown sugar for 5 minutes or until light and fluffly.
- Add eggs one at a time, mixing in between. Stir in vanilla.
- In small bowl, mash bananas with lemon juice.
- Add bananas to bowl and mix well. Stir in buttermilk.
- Add flour, baking soda, baking powder, and salt. Pour into greased 9 x 13 pan.
- Bake for 70-75 minutes or until baked in the middle.
- Place in freezer for 45 minutes – 1 hour to keep moist (put oven mitts underneath pan).
Cream Cheese Frosting:
- Cream butter and cream cheese for 3 minutes or until light and fluffy. Add powdered sugar and vanilla and mix together.
- Spread frosting all over cake. Serve cold or at room temperature.
Notes
Nutrition information is automatically calculated, so should only be used as an approximation.






















Can I freeze this and ice it
Later
The cake is delicious. I forgot to use the brown sugar. Completely missed it. I use all white sugar. However, my cake baked 2 hrs and 15 min. in my new oven. It is delicious.
3 ripe bananas will translate to how many cups?,, im sorry but from my part of the world our bananas are much smaller than yours,, 🙂
I make this cake regularly and it’s 1-1/2 cups mashed bananas.
Hi Melissa,
I’m going to make this cake soon and can’t wait! I’m sorry, I know this is a silly question, but I was wondering if you used purely cake flour for Jeff’s banana cake recipe? or did you use All Purpose Flour?
Thank you!!!
P.S. love your recipes. Made your chocolate chip banana bread the other day and it was to die for! can’t wait to make it again! 🙂
Can I use less butter? Sorry that i did not click the “Notify me of follow-up comments by email”
I snuck a piece off the end of the finished cake just to see how it tasted. It is wonderful, tasty and moist. I haven’t even frosted the cake yet and it’s great. I didn’t take the step of putting the cake in the freezer as I have no room right now but can’t imagine it being any more tender or moist. I’ll bet when it’s frosted it will be amazing!
I made this cake last night and it was delicious! I do have a question though…my cake is tall, like to the top of the 9×13 glass pyrex dish I baked it in. From your photos, your cake looks like it was maybe baked in a cookie sheet or jelly roll pan.? I did have to bake my cake quite a bit longer than the written time (about 20 minutes longer) and the frosting doesn’t sit within the dish because it is so tall.
Thanks for sharing your recipe.
Hi Sharee! Thank you for trying out the recipe and for taking the time to write a review. 🙂 I did use a 9 x 13 pan and my favorite is this one — https://www.amazon.com/USA-Pan-Bakeware-Rectangular-Aluminized/dp/B0029JOC6I. It sounds like you used a 9 x 13 pan as well. It could be that your cake had a little more rise. Where do you live? What was the temperature like when you baked your cake? It should fit perfectly in a 9 x 13 pan but I love a good mystery so this is an interesting one to figure out! 🙂
I live in Utah just outside of SLC. It has been a little more cool here during the day lately…60s and low 70s. I made it in the evening though. When I poured the batter in the 9 x 13 pan, it filled it 3/4 full. Once it was baked it was up to the top of the pan. One other note about the frosting…I often use 1/3 less fat cream cheese and I used that in the frosting. I used all ingredients as written but the frosting was quite soft which I am sure is due to the lower fat of the cream cheese. Next time I’ll either go with the regular cream cheese or add more powdered sugar (with the 1/3 less fat cream cheese) to make a stiffer frosting.
We love the cake but I have to agree with the extra time needed to bake at 275, are you sure that’s the temp you used?
Just connecting with your tasty recipes-can’t wait to try the cinnamon rolls! Did you use salted or unsalted butter in Heff’s Banana Cake? Trying that this weekend!
Hi Anita! Thank you! I used unsalted butter but you can use either one. If I use salted butter, I will put 1/4 teaspoon less salt. I hope that helps! Thank you for trying out my recipes. – Melissa 🙂
I love this cake!! I usually pair it with a chocolate frosting- just my preference. I would like to turn it into cupcakes. Do you have any suggestions for baking time?
Mmmmm….so very delicious!!! Interesting about how the lemon juice keeps the bananas from turning brown. That worked! Thank you very much for this delicious recipe.
How do you keep the hot cake and pan from melting the rest of the frozen stuff? Just wondering….
Hi Margaret! Such a great question. I always put several hot pads/oven mitts in my freezer ahead of time and place the pan on top of them. You can always let the cake cool for a few minutes before adding it to the freezer if you have to place it on top of things that can easily melt such as ice cream. I haven’t had an issue with it melting anything when the pan is placed on top of oven mitts. I hope that helps! 🙂